COLOGNE, GERMANY–(Marketwired – May 13, 2013) – 2 formats, 110 individual sessions with up to 200 participants per event: With their immediate practical relevance and concrete themes from the everyday life of the digital business, the Seminars and Work Labs have long since become the secret stars of the dmexco. No other format offers exhibitors a better possibility of presenting their ideas, strategies and trends live as well as the opportunity to engage in direct dialogue with the digital professionals. Interested exhibitors can apply immediately for one of the coveted places for the dmexco Seminars and Work Labs at the dmexco 2013.
The website advertised a shirt at £13 but raised the price to £17 when I went to buy it
I recently found a Nike Tech Golf Polo shirt on the Sports Direct website for £13. But as soon as I tried to buy it, it came up in the “my bag” area (basket) at £17. My complaint was ignored, but when I looked again, the price had been increased to £17. What’s the legal position? JC, by email
This is a question that is increasingly being asked, especially on the back of the boom in internet shopping, and a number of high-profile online price gaffes. Quite simply, retailers are under no obligation to sell you items that have been incorrectly priced, whether you are in a store, or looking online.
Most online retailers’ terms and conditions state that the contract is formed at the point of despatch, allowing them to check the transaction and correct any errors. So had Sports Direct charged you £13 for the shirt and sent it out, it could not then demand the extra £4 if it later realised its error. The same would be true if you bought it in store, and then left the shop with the item.
Equally, if you see a £399 computer advertised for £3.99, and you buy and pay for 10 computers, the retailer will not be required to go through with the sale, assuming it spots the mistake before it sends them out to you.
If it sent them to you, there would be no obligation on you to pay the difference if later asked.
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Customers who have to use prepayment meters are often offered only the most expensive tariffs
Millions of mostly poor UK households are paying up to £300 a year more than customers on the cheapest fuel tariffs, with thousands barred from switching to better deals.
People on standard meters have a choice of online, fixed, green, dual fuel and discounted tariffs, as well as often receiving a discount for paying by direct debit. But energy firms tend to offer just one tariff to prepayment customers, and it is usually much more expensive than the best buys.
How much extra prepayment customers pay depends on which expert you ask. Comparison site Confused.com puts the figure as high as £300 a year, Moneysupermarket just over £200 and uSwitch at about £163.
But it’s not just bigger bills prepayment customers face; there are plenty of other downsides. For starters, if you run out of energy unexpectedly, your supply will be switched off until you press the emergency credit button which gives you time to pop out and top up the card or key.
“With the exception of British Gas, which offers an online top-up service, you have to make sure you are near a shop that offers a PayPoint,” says Clare Francis of moneysupermarket.com. “You will also need to ensure you have enough credit on your meter to carry you through holiday periods such as bank holidays and Christmas when many shops where you can top up are likely to be closed.”
Although energy companies claim many people prefer a prepayment meter as it helps them to budget, paying for energy this way is not always the customer’s choice. In many cases if a new customer fails a provider’s credit check, necessary to be accepted for monthly or quarterly billing, the supplier will insist on a prepayment meter.
Suppliers can also force existing customers on to prepayment meters if they have a significant debt on their account and have not attempted to pay it off or agree a repayment plan. Not letting them in your home won’t stop this happening – they can get a warrant to force entry, and charge you for it too.
Figures from uSwitch show that more than five million households(20%) are in debt to their energy supplier, 6% more than last year. This is not surprising when you consider the average household energy bill is £1,353 a year, almost £100 more than a year ago and £831 more than at the start of 2004.
Once an indebted customer has been switched to a prepayment meter, credit added will go partly towards the existing debt and partly towards the energy they are going to use.
The exact amount customers in debt have to repay each week needs to be negotiated with the supplier. If you receive benefits, the debt recovery rate would not normally be set above the minimum Fuel Direct level of £3.55 a week (Fuel Direct is a support service for those on benefits or low income, who struggle to pay for their energy).
If you have a prepayment meter, and are not in debt to your supplier, you’ll be able to save money by switching to a credit, or post-pay, meter and shopping around for the best deal.
Kate Rose, head of energy at Confused.com, says: “If you are living in a property with a prepayment meter you can ask to have it replaced for a credit meter. However, you will need to pass credit checks and meet criteria such as being over 18, having no outstanding or recent debts to an energy company and be willing to set up a fixed direct debit for future payment.”
If someone has a poor credit history or is struggling financially, switching from prepay can be tricky. At the very least you will need to pay any energy debts before a supplier will switch you over to a post-pay tariff.
Who your supplier is plays a part when it comes to paying for new meters. British Gas, EDF Energy and E.ON all carry out the procedure free, while SSE and Scottish Power charge upwards of £45 per fuel to switch you over. Npower will remove prepayment meters free, but only if the meter has been inherited due to a house move.
If you’re a tenant you’ll need to ask your landlord’s permission before getting the meter changed.
However, prepayment customers can switch to a rival provider’s prepay tariff and transfer any existing debt to the new provider. Last November Ofgem upped the amount of debt that can be transferred from £200 to £500.
While in theory providers compete on price for prepay customers, there’s little in it. Moneysupermarket says the cheapest tariff is from EDF Energy at £1,332 a year and the most expensive, from Scottish Power, is £1,368.
Talks are at an advanced stage between Supporters Direct and representatives of Vladimir Romanov on transferring the ownership of Hearts.
Here is the original post: Advanced talks over Hearts takeover
Royal Bank of Scotland is to give up control of Direct Line after saying it will sell part of its stake in the insurer.
Read the original post: RBS sells stake in Direct Line
LONDON, ENGLAND–(Marketwire – March 11, 2013) – Arian Silver Corporation (TSX VENTURE:AGQ)(AIM:AGQ)(FRANKFURT:I3A)
|TR-1: NOTIFICATION OF MAJOR INTEREST IN SHARESi|
|1. Identity of the issuer or the underlying issuer of existing shares to which voting rights are attached:ii||Arian Silver Corporation|
|2. Reason for the notification (please tick the appropriate box or boxes):|
|An acquisition or disposal of voting rights||x|
|An acquisition or disposal of qualifying financial instruments which may result in the acquisition of shares already issued to which voting rights are attached|
|An acquisition or disposal of instruments with similar economic effect to qualifying financial instruments|
|An event changing the breakdown of voting rights|
|Other (please specify):|
|3. Full name of person(s) subject to the notification obligation:iii||Sprott Asset Management LP|
|4. Full name of shareholder(s) (if different from 3.):iv||See section 9|
|5. Date of the transaction and date on which the threshold is crossed or reached:v||1 March 2013|
|6. Date on which issuer notified:||7 March 2013|
|7. Threshold(s) that is/are crossed or reached:vi, vii||16%|
|8. Notified details:|
|A: Voting rights attached to shares viii, ix|
|Situation previous to the triggering transaction||Resulting situation after the triggering transaction|
|if possible using the ISIN CODE||Number of Shares||Number of Voting Rights||Number of shares||Number of voting rights||% of voting rights x|
|B: Qualifying Financial Instruments|
|Resulting situation after the triggering transaction|
|Type of financial
Conversion Period xiv
|Number of voting rights that may be acquired if the instrument is exercised/ converted.||% of voting
|C: Financial Instruments with similar economic effect to Qualifying Financial Instruments xv, xvi|
|Resulting situation after the triggering transaction|
|Type of financial
|Exercise price||Expiration date xvii||Exercise/
Conversion period xviii
|Number of voting rights instrument refers to||% of voting rights xix, xx|
|Number of voting rights||Percentage of voting rights|
|9. Chain of controlled undertakings through which the voting rights and/or the financial instruments are effectively held, if applicable: xxi|
|Sprott Asset Management LP is the portfolio manager acting on behalf of the Sprott Canadian Equity Fund, Sprott Bull/Bear RSP Fund, Sprott Hedge Fund L.P., Sprott Hedge Fund L.P. II, Sprott Master Fund Ltd., Sprott Master Fund II, Ltd., and certain Sprott managed accounts.|
|10. Name of the proxy holder:|
|11. Number of voting rights proxy holder will cease to hold:|
|12. Date on which proxy holder will cease to hold voting rights:|
|13. Additional information:|
|14. Contact name:||David Taylor|
|15. Contact telephone number:||+44 (0)20 7887 6593|
Read the original here: Arian Silver Corporation: Holding(s) in Company
According to Classics Direct, more and more homeowners are falling in love with the ‘shabby-chic’ charm of French furniture.
Here is the original post: Homeowners Falling in Love with French Furniture, Says Classics Direct
The Republic fashion chain has been bought by Sports Direct for an undisclosed sum, which administrators say will safeguard more than 2,100 jobs.
See original here: Sports Direct buys Republic chain